Pennsylvania property taxes are set locally and vary widely by county and school district, averaging around 1.5% of value. This calculator defaults to a PA-typical rate; use your local millage for accuracy.
How this calculator works
Enter your numbers and the monthly payment recalculates instantly — no submit button, no page reload. The payment breakdown separates principal, interest, taxes, insurance, PMI and HOA. Use the tabs to view a full amortization schedule, compare scenarios side by side, or work backward from a monthly budget. Your inputs are encoded in the page link so you can bookmark or share a scenario without any account.